10 College Degrees with the Worst Return on Investment


College is a financial investment in your future. You expect to pay in and receive a pay out of better job opportunities and a considerate salary. The truth of the matter is that jobs, which once merely required a high school education, now require a bachelor’s degree at a minimum from applicants. Unfortunately, this trend is leaving loads of degree holders in massive amounts of debt with bleak prospects.

This is why it is important to look at return on investment, or ROI, when choosing what degree to pursue. ROI includes factors like cost of degree, salary upon graduation, unemployment rates, and long-term compensation. Using a combination of these effects, here are the 10 college degrees with the worst return on investment.

** College Board statistics for the 2014-2015 school year in terms of average cost of tuition and fees:
$31,231 for private college
$9,139 for state residents at public colleges
$22,958 for out-of-state residents at public colleges

1) Education

Teachers are the backbone of any good education. While molding the minds of developing students may be an important and honorable profession, the pay is subpar compared to other vocations, especially for primary and secondary school teachers.

According to the Bureau of labor statistics, the low earners all the way from primary to secondary education make around $30,000, while top earners can average up to $85,000 yearly. Pay from public to private institutions may vary as well. According to a College Board study, ROI for an elementary school teacher who attended public college is 82%, whereas ROI of the same position at a private college is 24%. Another common position in the education field is that of a daycare center teacher. The median salary is $27,910 with 30-year earnings averaging around $1,646,131. The ROI for a degree holder from a public college is 43%, while it is 13% from a private college.

Gaining a master’s degree may increase salary estimates for teachers in general. Having a master’s or PhD opens up teaching positions at the university level. The median pay for post secondary education is $68,970 per year.


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