9 Ways to Break Free from Living Paycheck to Paycheck

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4) Re-evaluate Your Fixed Expenses

Having fixed expenses like car payments and car insurance, cellphone and tv services doesn’t mean you have to be a slave to those monthly bill amounts. For starters try shopping around for less expensive auto insurance. Many insurance websites offer to compare the rates of their competitors and get you the lowest price. Sounds great, but just make sure you’re still getting the coverage you need. Make sure to have a copy of your current policy handy to compare and shop around. Keep one thing in mind when your bills seem overwhelming, all those companies are in business to make money. Make them earn yours by giving you the best deal they can offer. If they want to keep your business, they’ll usually find a way to make you happy through their customer retention department.

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