2) Lower Your Monthly Interest or Bills
A good way to help lower your fixed monthly expenses is by doing some good old-fashioned negotiating. Especially with the services that are absolute essentials such as your cell phone and, like it or not, your tv service provider. All these big companies want your business and will do anything to get it, including giving you a better deal than their competitors. Now, if you have a provider you really want to stick with but they’re not willing to haggle much, try letting them know what their competition is willing to do for you. They’ll usually find a way to keep your business. Also, try getting your credit card interest rate lowered. Even with new cards, after six months to a year of on-time payments, just ask, you might be surprised.
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