11 Ways Seniors Can Recognize and Avoid Scams

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3) Know Your Insurance Policy

Get familiar with your health insurance policy. Knowing all the details and reading the fine print thoroughly will help to combat health insurance fraud. There are plenty of fraudulent advertisements being shoved into the faces of seniors. Don’t believe the claims of free medical equipment. The government warns against medical equipment manufacturers sending “free” medical products to the homes of senior citizens and asking for their Medicare number in exchange. The scammers then use fake signatures and forms to bill the customer’s insurance. Avoid sneaky scams like this by never signing a blank insurance claim form or giving blank authorization to a medical provider. Know what your insurance will and will not pay for and expected out-of-pocket fees. Keep track of your medical appointments, stay informed about what your physician has ordered for you and most importantly, don’t give your Medicare number to anyone who didn’t provide you medical services.

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